Mobile Deposit
Now you can deposit checks into your checking or savings account anytime, anywhere just by taking a photo of your check. Update your current Lafayette Schools Credit Union mobile banking app today and experience:
  • Convenience- save a trip to the branch or ATM
  • Security- our app uses cutting edge security features to protect you and your financial information
  • Simplicity- make a deposit with just a few taps
Click here to read the Mobile Deposit user agreement.

How Do I Deposit a Check?
  • Log into our Mobile Banking App
  • Tap on "Deposit Check"
  • Select which account to deposit the check into
  • Enter the check's amount. Carefully enter the check amount to ensure it matches the amount written on your check. You may deposit up to $1000 per day per person. 
  • Tap "Front Image" to snap a photo of the front of the check (Tip: lay the check on a flat surface in a well-lit area when taking pictures so that there are no shadows)
  • Select "Retake Picture” or "Keep Picture" depending on photo (make sure all edges show and the amount is visible)
  • Repeat for the back of the check (make sure it is endorsed with your signature and "For Mobile Deposit only at Lafayette Schools Credit Union" or "For Mobile Deposit only at LSFCU"). Note: If your check is not properly endorsed, it will be rejected.
  • Click Deposit
  • When the "Success" screen appears, you can deposit another check or proceed to another function within the mobile banking app

Frequently Asked Questions:

  • How much can I deposit at a time? You may deposit up to $1000 per day per person. 
  • When will my funds be available? Once your check is approved, up to $200 will be available to you by the next business day. Additional funds will be available within 5 business days. Deposits uploaded after 4pmCST will be reviewed for posting the next business day.
  • Why do I have to endorse my check? Endorsing each check is necessary to prevent it from being redeposited. 
  • What’s the best way to take a picture of my check?
  • Keep the check within the view finder on the camera screen when capturing your photos.
  • Try not to get too much of the areas surrounding the check. 
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos and make sure that all four corners are visible.
  • Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Make sure that the entire check image is visible and in focus (not blurry) before submitting your deposit.
  • Check to make sure that the MICR line (numbers on the bottom of your check) is readable.
  • Do I need to keep my check after I submit my deposit? Yes, keep your paper check for 30 days after your deposit before disposing of it.




   

 

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Lafayette Schools Credit Union is not responsible for the content or availability of linked sites. Please be advised that Lafayette Schools Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by Lafayette Schools Credit Union.